Research Interests of Ginger Z. Jin (as of June 10, 2008)

My research focuses on empirical studies in information economics. In particular, I investigate how market mechanisms alleviate information asymmetry among economic agents and what role government regulations play in information markets. Most of my work are straight IO (industrial organization), with a few exceptions casting IO insights on information issues within family.



Refereed Publications
  • Do Social Networks Solve Information Problems for Peer-to-Peer Lending? Evidence from Prosper.com (with Seth Freedman, Nov. 2008)

  • This is an ACADEMIC study using Prosper data from June 1, 2006 through July 31, 2008. Readers should NOT use it as an investment guide. Because none of the Prosper loans have reached their regular maturity, the loan performance reported in this paper is up to data availability as of August 1, 2008 (our data download date). Consequently, the estimated rate of return entails a number of assumptions. Any conclusion drawn from our study is subject to the validity of these assumptions.
    An earlier draft has been circulated under the title ``Dynamic Learning and Selection: the Early Years of Prosper.com." In comparison, this draft has updated the data from December 2007 to July 2008 and corrected several mistakes in the data work. All the remaining errors are our own. All rights reserved.
  • Matchmaking for Children: Are There Agency Costs?  (under revision, draft coming soon) with Lixin Xu at the World Bank.
 


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