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I don't know what it is about this year but fro some reason this seems to be the summer of responsibility and weird obligations. I have had to talk to my parents over and over about all of the ways in which I can be considered a financially independent person so my student aid report increases next year. Among the things that I can do are prove that I alone pay rent, and that I pay my own RV insurance and motorcycle insurance . On top of those, my parents want me to start paying a really small amount each month for a life insurance policy and that should put me over the top for any board that may need to review my case.

Now I don't know about the majority of college students or even people my age, but I would imagine that most of us don't ever have to think about insurance of any kind until we have finished with our studies. The majority of my friends think it is crazy that I even pay for anything that is my own. Most of them get their parents to pay for their rent and food. I come from a different type of family though. My mother and father both come from difficult financial and family backgrounds and so they really feel the need to instill a sense of self-reliance on me at any area possible. This is not an area that they consider to be off limits. Even though they can pay for any of the things that I pay for right now and still have money to burn, they choose not to because they want me to be able to know what I am capable of. Both of them had to put themselves through school and work three jobs at the same time when I was a baby. When I look at it from this perspective I can totally understand where they are coming from.

On the other hand though, it is not as if they are having me look in to RV insurance or home insurance. They are making me basically save for my own death. I personally don't want to think about my own death, let alone pay for it while I am still alive.