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My finance class is one that I feel will stay with me forever. I know they say that the classes in college are more meaningful and helpful in the ‘real world' and apply more to things that you will deal with when you graduate and are in the work force, but I don't see myself proofing geometric equations in my future. However finance 110 is the best class I have ever taken and feel like every day I want to go to class. I feel like I have learned so much that I can use in the future and it is also helping me to better understand what is going on in our economic world today.

Debt consolidation is something that comes up over and over in our class discussions. With the economy the way it is now (especially considering the bailout happening) so many Americans are knee high in debt. Even students worry because they leave college and enter the world already with thousands of dollars in student loans and sometimes (more likely than not) credit card debt. So learning about debt consolidation can really help to save yourself and your financial future. By consolidating your debt, you are allowed lower interest rates, however even though these rates are lower; you may end up paying more in the long end.

Finance 110 though has taught me how to avoid debt and use credit wisely. I think this class should be required for students in order to graduate. It is almost inevitable that students will come out of college with some debt (like student loans) but we learned how to deal with monthly payments and to budget wisely in this class and about asking for lower interest rates and debt consolidation. I feel like knowing about mortgages and ‘real life' makes it a lot less scary than going into it blindly. I took this class randomly when I added marketing as my minor and it was hands down the most practical and helpful class I have taken in my 5 semesters so far in my college experience (and I'm a pharmacy major). I feel like it has prepared me for what will happen when I graduate and need to get a job, insure myself, buy a home and a car and make decisions that will affect my future financially. Being prepared for the future is the best possible way to ensure you have a positive one.